Comments on Single Guy Money: Monthly Budget Review

I tried this general approach a while ago, and I a...

2010-02-05T21:14:45.468-05:00

I tried this general approach a while ago, and I always found ways to cheat. (Not clever ways, mind you...I just paid for things with my credit card when my cash was gone.)

It's an excellent tactic, though. Hope you have better luck with it than I did...and by "luck" I mean "some tiny amount of self-control when it comes to spending."

I wish it could've worked out better for me...much simpler than the complicated budget I'm presently using.

And it's easier to budget when you're a SINGLE GUY...

2010-02-05T17:33:16.810-05:00

And it's easier to budget when you're a SINGLE GUY. ;) It's harder budgeting when it's dual income with dual decisions with dual choices, etc, etc, etc...

SGM, I really like your method as it reminds me of...

2010-02-05T17:30:40.325-05:00

SGM, I really like your method as it reminds me of mine. I only allow spending in my checking account and at the end of the month, whatever is leftover gets transfered to my savings account. I transfer the money in WHOLE numbers. =)

@Jason: Food is actually is in the Miscellaneous c...

2010-02-04T19:48:38.403-05:00

@Jason: Food is actually is in the Miscellaneous category. Thanks for reminding me I need to seperate it out.

A zero based budget is a great way to discipline y...

2010-02-04T11:30:30.746-05:00

A zero based budget is a great way to discipline yourself and it really lets you see how much you spend on things in each category.

I have been using a ZBB for a while now and I love it...although I do have some wiggle room in a miscellaneous category every month.

Guy, Don't you eat food? Where's that in your bu...

2010-02-04T11:03:49.786-05:00

Guy,

Don't you eat food? Where's that in your budget?

Nice. I hadn't ever really thought about it, but I...

2010-02-04T09:23:26.603-05:00

Nice. I hadn't ever really thought about it, but I've been inadvertently using the same method for years. It's gotten to the point where it actually bothers me if there is money sitting in my checking account. I want it off either paying for something or being invested!