Comments on Single Guy Money: Instant Credit - No Thanks

You know they get commission for every applicant t...

2008-09-15T12:55:00.000-04:00

You know they get commission for every applicant they sign up.

You should have told him, is cash accepted as payment? LOL

I don't know how many of them get a commission, bu...

2008-09-06T13:59:00.000-04:00

I don't know how many of them get a commission, but I do know that many retail stores impose a quota on their employees. If they do not get X number of people per Y time period to submit a credit application, their job performance is considered below standards. They could give you the best customer service you've ever experienced, but if you decline to apply for credit, their employer considers

"Staring at people": I like it. I must remember th...

2008-08-31T14:17:00.000-04:00

"Staring at people": I like it. I must remember that!

I think these folks get a commission for luring customers into the company's credit-card trap. I've had a few salespeople try -- courteously enough -- to persuade me even after I've said not.

The most hilarious, though, was the veterinarian's assistant, who really was only trying to be helpful when I said I didn't have

Checkout counter. BestBuy Card. I said "no thanks"...

2008-08-28T20:48:00.000-04:00

Checkout counter. BestBuy Card. I said "no thanks". He said "why not?". I just stare at him until he gets nervous and completes the checkout. Staring at people is effective - they're usually embarrassed about having to plug these things anyway. Why should I need a reason not to sign up for a service I just plain don't want. Tired of being polite.

Oops. Forgot to leave my name.

I usually ju...

2008-08-28T00:21:00.000-04:00

Oops. Forgot to leave my name.

I usually just say no and explain I'm in a hurry. I do have a problem when sale people do the upsell. Like the popcorn and drink at the movie theater. It's tough, but got to stick to the budget :)

I usually just say no and explain I'm in a hurry. ...

2008-08-27T22:33:00.000-04:00

I usually just say no and explain I'm in a hurry. I do have a problem when sale people do the upsell. Like the popcorn and drink at the movie theater. It's tough, but got to stick to the budget :)

When I bought my car the finance manager tried to ...

2008-08-27T09:42:00.000-04:00

When I bought my car the finance manager tried to sell me on 2.9% financing for 5 years. Sounds good right? Except that I also qualified for 0.09% financing for three years. He pointed out that my payments would be lower. I pointed out that I didn't want to pay any more for the loan. What gets me is he probably gets a lot of people to switch their terms!

that's happened to me, but I guess thats because I...

2008-08-25T21:43:00.000-04:00

that's happened to me, but I guess thats because I'm a college student. I usually just answer rudely the second time or say no. I get that asked all the time, at kohols, book stores, etc. Sometimes I lie and say "I left mine at home" and they stop selling their sales pitch to me.

check out my blog as well.
http://www.supplementyourincometoday.blogspot.com

I think that you were very patient, in the circums...

2008-08-25T16:55:00.000-04:00

I think that you were very patient, in the circumstances!

Wow, I definitely haven't been pushed that much la...

2008-08-25T14:56:00.000-04:00

Wow, I definitely haven't been pushed that much lately. I just get the occasional offer in the mail.

BTW, I'm holding an Entrecard contest you may be interested in - rules are easy, on my EC post. Giving away 4000 credits!

Most people stop with the first no, but occasional...

2008-08-25T10:31:00.000-04:00

Most people stop with the first no, but occasionally they keep going. Usually it only requires a second no to just down the sales pitch, but this weekend I ran into a cashier trying to pitch their store card, and I kept getting the whole "Are you sure, you can get ____ benefit" song and dance. She got a pretty firm, bordering on rude "I said NO" before she finally gave up and rang up my sale (

Not to that degree, at least not lately.

Th...

2008-08-25T08:36:00.000-04:00

Not to that degree, at least not lately.

The only one recently that went past the first "No" was at a baby store, for a 529-plan rewards credit card. It's like, hi, this is kind of a long-term thing for point-of-sale, and we need to do more research. There were a few people behind us in line so that probably kept it from going too far.