Suggestions for Your Tax Refund - Final Part 4

This is the last part of a 4 part series of what to do with your tax refund. If you have not read parts 1-3, you can view them by clicking the links below:

• Emergency Fund - Part 1

• Pay off Debt - Part 2

• Retirement Savings - Part 3

If you've done all the above and still don't know what to do with your tax refund, consider investing in yourself. Is there a class that you could sign up for to improve your job skills? Think about something that will help further your career like a computer class, accounting class or something else related to your current occupation.

Maybe you want to sign up for a cooking class or scrapbooking. Maybe you and your family have been working so hard on getting out of debt, you've neglected having an family vacation. If you've covered the above, go ahead and treat yourself (within reason).

If you want to reduce the amount of money to give to the government each month and would like to increase your take-home pay, visit the IRS website and use the IRS withholding calculator. Maybe you can claim one or two more dependents and reduce the amount of federal tax you pay per paycheck.
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