- Lower rates on loans and credit cards
- Lower or no fees
- Higher dividends (interest)
- Better customer service
Credit unions are usually owned and operated by the members so the credit unions earnings are returned to the members in the form of higher dividends (interest). Not sure if you are eligible to join credit union? Visit this site to determine what credit unions you are eligible for in your area.
Are you currently a member of a credit union? Is the service you receive better than a regular bank?
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