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You ever have that feeling where you just feel good and that everything is okay in your world? I've had the feeling for the last few days and I'm sure my upcoming trip has a lot to do with it.
I will be headed off to San Juan, Puerto Rico tomorrow for 4 days with a couple of my friends. I've never been to Puerto Rico and I've actually never left the continuous 48 states. I know some people take vacations all the time and it is no big deal. To me though, growing up with a single mother and with very little money, travel was not something I ever saw myself doing. I envisioned my adult life struggling financially just as my mom did.
These days, the money worries are still there; just not nearly as bad as they were back then. I was able to pay for my hotel and flight from money I'd saved; not using money I didn't have (credit cards). I was able to go to the ATM and withdraw spending money for my trip without worrying about if I would be able to pay my mortgage or utilities next month. If I splurge a little on my trip, it's not a big deal; I've saved for that.
I've said it before and I say it again, SAVE, SAVE, SAVE. It doesn't matter if it is $5, $50 or $500; just save. Having a savings account not only allows you to cover those emergencies or unplanned expenses, it also allows you to cover fun things.
Here are some links to a few of the most popular online savings accounts:
ING Direct Orange Savings Account
HSBC Online Savings Account
WT Direct High Interest Savings
MoneyAisle - Great rates on CD's and Savings Accounts