Do you ever remember playing a game as a kid and someone messed up? The way the kids in my neighborhood played was that if someone didn't quite understand the rules of the game, you were able to get a "do-over".
It was simple back then. If you didn't quite understand the rules of the game, you simply got a "do-over" and everything was good. No harm, no foul. Screwing up back then didn't mean getting stuck with a car you couldn't afford or mean you bought too much house for your income. As a kid, you could simply start the game over again.
Although it's not easy, you can give yourself financial "do-over". If you find it hard to make ends meet, look for ways to cut your spending or find ways to increase your income. If you have a mountain of debt over your head, reallocate your extra income towards paying it down as soon as possible. If your credit score is low, work on making it better by paying your bills on time and keeping your credit usage below 30% of your credit limit.
There's a few financial mistakes I've made in the past that I wish I could "do-over". I wish I didn't buy new cars every 2 years, increasing my negative equity time. I wish I didn't take out the maximum amount of financial aid I was given each year; or at least I wish I had saved some of it. I wish I didn't have a huge weakness when it comes to electronic gadgets. That one is still getting me in trouble to this day. Did I tell you I bought a MacBook Pro a few weeks ago?
What financial nightmares do you wish you could do over??