I have been looking for a good business credit card to use for all my rental property expenses. I'd narrowed it down to 3 and I finally decided on the Discover Business Card. I have a Discover personal card and I have been really happy with it.
The Discover Business Card offers the following benefits:
- 0% Intro APR. Balance Transfer fee is 3% with a $75 maximum fee
- 5% Cashback Bonus on office supplies
- 2% Cashback Bonus on gas
- 1% Cashback on all other purchases
- Earn 10% Cashback Bonus on first $2000 on restaurant and electronic purchases.
Note: I am a Discover Card affiliate and would greatly appreciate it if you apply through this link.
You do not need to "own" a business to apply for a business credit card. You can apply with your social security number where it asks for a Tax ID number and you can put your name as the business name. I would not recommend "making up" a business.
Just remember not all business accept Discover, due to the large fees. How do you think you get cash back? Discover is not that generous.