Those sneaky credit card companies are always out to make an easy buck. I paid off the remainder of my credit card debt last month but I got a bill this month for the remaining interest charges of $20.99. I immediately went online to schedule my payment. The payment is due on the 17th of this month. As I was scheduling the payment on the credit card company website, I had the option to schedule the payment to post on any day up to the 21st of the month.

Why would they even offer the option to pay on the 21st when my payment is due on the 17th?

The credit card company wants me to schedule my payment AFTER the due date so they can promptly charge late fees and jack up my interest rate. Just a heads up; when you are scheduling an online payment, be sure you schedule it to post on or before your due date. (I usually schedule my payments to post at least 2 days ahead just in case there is a problem. (This gives me time to fix it if something does go wrong.)

I won't mention the name of the credit card company but they aren't located in my CITY. ;-)
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  1. Anonymous // December 11, 2007 at 10:50 PM  

    Those companies are just so dirty! I can't wait to get them out of my life.

  2. Kevin Surbaugh // December 15, 2007 at 2:07 PM  

    I agree with finance and fat. I am looking forward to get my credit card and all my debts paid off.

  3. Anonymous // December 23, 2007 at 10:01 PM  

    Be sure to schedule your payment correctly as well! I work for THE company that processes most american's online BillPay activity, and that is the universal error, acroos all banks and credit unions, most of their customer's supply invalid information, and the payments fail or post late, and most of those banks will not waive any fees caused by user ignorance (when I started I thought Credit Unions would be nicer than the big banks, but I've founf none of them like to pay for the customer's error.)

  4. Anonymous // January 26, 2008 at 3:46 PM  

    Some companies are definitely worse than others. We'd love to get your feedback. We recently started a poll on the Worst / Best Credit Card Companies. Feel free to stop by and give us your opinion.