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It's something I've been planning to do for the past few months and I finally decided to be a quitter. I'm tired of being dependent on cigarettes and I'm tired of throwing away money on cigarettes. I've smoked them since I was about 18 years old. I only started smoking because at the time I was heading off to college and it was the "cool" thing to do. It was supposed to be a temporary thing but unfortunately, 13 years later, I'm still smoking.
If you've never smoked, you can't begin to imagine what kind of an addiction it is. I was reading the American Cancer Society website and learned that nicotine is as addictive as heroin or cocaine. As someone who is trying to quit, I believe it. I had my last cigarette around 7am yesterday morning and then put on a nicotine patch. By 10am, I had a major headache and I was a little nauseated. Usually, by that time, I would have been having my third cigarette of the day.
I know all about the health risks and that was the main reason I wanted to quit. That was a major incentive but to give me even more incentive to quit, I had to add a money related component. Not only will I be improving my health; I would also be saving money.
I've started a separate No Smoking Plan savings account at ING Direct.
Here's how it will work:
- I usually smoke about 10-15 cigarettes a day. There are 20 cigarettes in a pack.
- A pack of cigarettes costs roughly $3.40/pack. To make it easier, I am rounding up to $3.50.
- 12 cigarettes/day * 7 days/week = 84 cigarettes/20 cigarettes a pack = 4.2 packs a week.
- 4.2 packs/week * $3.50/pack = $14.70 week
- 50 weeks remaining this year * $14.70 a week = $735 potential savings at end of 2009.
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